Financing and Insurance at Aloha Dental Specialty Center
Dental Financing Insurance Beaverton is a specialized dental service provided by the board-certified specialists at Aloha Dental Specialty Center in Beaverton, OR. Clear costs, verified insurance, and financing that makes treatment accessible.
Financing and Insurance at Aloha Dental Specialty Center
Dental fees should not be a mystery revealed after the work is done. At ADSC, every patient receives a detailed cost estimate before treatment begins — itemized by procedure, with insurance benefits calculated and out-of-pocket amounts clearly stated. The billing team verifies your insurance benefits before your appointment, files claims directly so you do not chase reimbursements, and handles pre-authorizations for procedures that require them. You know what you owe before you sit in the chair.
ADSC accepts most major dental insurance plans, including Delta Dental, Cigna, MetLife, Aetna, and Guardian. For patients whose insurance does not cover the full cost, or for patients without insurance, third-party financing is available through CareCredit and Cherry. Both offer interest-free and low-interest monthly payment plans with terms from 6 to 24 months, and approval typically takes under five minutes. Monthly payments make it possible to start treatment now rather than waiting until the dental problem — and the cost — gets worse.
For patients without dental insurance, ADSC offers the ADSC Dental Savings Plan — an in-house membership that covers routine preventive visits, X-rays, and provides discounts on specialty procedures. It is designed for individuals and families who want predictable dental costs without the complexity and limitations of traditional insurance. Ask the front desk for plan details, pricing, and enrollment.
Serving Beaverton, Aloha, Hillsboro & Washington County
Aloha Dental Specialty Center is located at 18455 SW Alexander St, Suite A, in Beaverton, Or 97003egon. We serve patients from across the Tualatin Valley and greater Portland metro, including Aloha, Hillsboro, Tigard, Lake Oswego, and Tualatin. Our Beaverton office is a 5-minute drive from Aloha, 10 minutes from Hillsboro, and 15 minutes from Tigard via SW 185th Avenue.
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Intel Campuses (Ronler Acres & Jones Farm)
10 to 15 minutes via NW 185th Ave. We accommodate the schedules of tech professionals who need efficient, high-quality specialty care.
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Nike World Headquarters
About 8 minutes via SW Baseline Rd. We frequently see patients from the Nike campus for surgical and implant procedures with sedation options.
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Streets of Tanasbourne & Orenco Station
Easily accessible via US-26 and NW 185th. Local general dentists in these communities regularly refer patients to us for specialty procedures.
Why Local Dentists Refer to Us
We work as a trusted partner to general dentists throughout the Tualatin Valley. When cases require CBCT-guided planning, IV sedation, bone grafting, or other advanced procedures, local providers refer to Dr. Ostovar for his fellowship-trained expertise and predictable results.
We handle the complex surgical phases and coordinate closely with your general dentist for seamless continuity of care from start to finish.
Understanding Your Investment
At Aloha Dental Specialty Center, we provide transparent pricing before any treatment begins. The cost of your procedure depends on clinical complexity, materials used, and sedation requirements. We walk you through every line item during your consultation so there are no surprises.
What Affects Cost:
- Clinical Complexity: Bone loss, sinus proximity, nerve involvement, or the need for grafting affects treatment planning and surgical time.
- Materials: We use research-backed implant systems, purified bone graft matrices, and high-strength ceramics from established manufacturers.
- Sedation: Options range from local anesthesia to IV sedation, each with different associated costs. We discuss the best option for your comfort and procedure.
Insurance & Financing
We accept most major dental insurance plans and file claims on your behalf. Our team verifies your benefits before treatment and submits pre-treatment estimates with clinical documentation to maximize coverage.
For out-of-pocket costs, we partner with CareCredit and Cherry for flexible payment plans. We also offer our ADSC Dental Savings Plan for patients without insurance.
Recovery & Healing Timeline
Understanding the healing process helps you plan ahead and follow post-operative instructions for the best possible outcome.
First 48 Hours
Mild swelling and tenderness are normal. Apply ice packs in 20-minute intervals and take prescribed or over-the-counter anti-inflammatory medication. Eat soft foods and avoid the surgical site when chewing.
Days 3 to 7
Swelling peaks around day three and then improves. The tissue begins closing over the surgical site. Continue with soft foods and use any prescribed antimicrobial rinse. Most patients return to normal activities during this phase.
Long-Term Healing
Surface tissue heals within two to three weeks. Bone integration and deep healing continue for three to six months. Avoid smoking, follow up as scheduled, and maintain good oral hygiene throughout recovery.
Questions during recovery? Call us at (503) 822-0096. We are available for post-operative concerns.
The Cost of Delayed Dental Care
Financial barriers are the most commonly cited reason for delaying dental treatment, according to the American Dental Association Health Policy Institute. The clinical reality, however, is that delayed treatment almost always costs more. A cavity caught early requires a simple filling. The same cavity, left untreated, may progress to root canal therapy and a crown — multiplying the cost by five to ten times. A missing tooth addressed promptly with an implant costs less than a missing tooth addressed after years of bone resorption that now requires grafting. Accessible financing does not make dental care free, but it removes the barrier that causes small problems to become expensive ones.
Why Choose a Specialist?
The ADSC billing and treatment coordination team is trained to navigate the complexities of dental insurance — benefit maximization, pre-authorization, claim submission, and appeals when claims are denied. Cost transparency is a practice standard, not an afterthought. Every patient leaves the consultation with a written estimate, and financial surprises are treated as system failures to be corrected.
Your Treatment Steps
- Consultation & Exam: Comprehensive evaluation with 3D imaging at our Beaverton office.
- Treatment Plan: Board-certified specialist presents your personalized options with costs. Our procedures maintain a 95%+ success rate, backed by advanced 3D imaging and evidence-based protocols.
- Treatment: Procedure performed with comfort options including sedation if needed.
- Follow-Up: Post-treatment monitoring and care coordination for optimal healing.
Schedule Your Appointment Today
Book a consultation with our board-certified specialists at Aloha Dental Specialty Center in Beaverton, OR. Call using advanced clinical protocols and evidence-based dental medicine(503) 822-0096 Office hours: Monday through Friday 7 AM to 7 PM, Saturday and Sunday 8 AM to 2 PM. or request an appointment online.
Related Services at Aloha Dental Specialty Center:
Dental Implants · Oral Surgery · Root Canal · Invisalign · Periodontics · Pediatric · TMJ Treatment · Sedation · Cosmetic · Emergency · Sleep Apnea
Frequently Asked Questions
Does ADSC offer in-house payment plans for dental implants?
Yes. In addition to CareCredit 0% interest financing, we offer in-house payment plans for larger treatments like dental implants, All-on-4, and full mouth reconstruction. Our treatment coordinator works with you to structure affordable monthly payments that fit your budget. No credit check is required for in-house plans under certain amounts.
Will ADSC verify my insurance before my appointment?
Yes. The billing team contacts your insurance company before your visit to verify benefits, coverage limits, and any required pre-authorizations. You receive an estimate of your out-of-pocket cost before treatment begins.
Does ADSC file insurance claims?
Yes. Claims are submitted directly to your insurance company by the ADSC billing team. You do not need to file paperwork or chase reimbursements.
What financing options are available?
ADSC partners with CareCredit and Cherry for third-party financing. Options include interest-free plans (6 to 12 months) and low-interest extended plans (up to 24 months). Approval takes under 5 minutes and can be completed at the office or online.
What is the ADSC Dental Savings Plan?
An in-house membership for patients without dental insurance. The plan covers routine preventive visits, X-rays, and provides percentage discounts on specialty procedures. Contact the front desk for plan details, pricing, and enrollment.
Can I get a cost estimate before committing to treatment?
Yes. Every consultation includes a written, itemized cost estimate with insurance benefits applied and financing options presented. No treatment begins until you have reviewed and approved the plan.
What if my insurance denies a claim?
The billing team handles appeals for denied claims. If documentation of medical or dental necessity is needed, the clinical team provides supporting records. Many initial denials are successfully appealed.
Is a deposit required before treatment?
For some procedures, a deposit may be required to secure the appointment and cover laboratory or material costs. The amount is disclosed during treatment planning. Deposits are applied to the total treatment cost.
Can I split treatment over multiple visits to manage costs?
Yes. ADSC routinely phases treatment to accommodate financial considerations. Urgent needs are addressed first, and remaining treatment is scheduled as your budget allows, maintaining the correct clinical sequence.
Does insurance cover dental implants?
Many dental plans now provide partial coverage for implants, though the amount varies widely. Some plans cover the surgical placement, and others cover only the crown portion. The ADSC billing team checks your specific plan and informs you of the expected coverage and out-of-pocket cost.
Does insurance cover IV sedation?
Dental insurance coverage for sedation varies by plan and by clinical necessity. Some plans cover sedation for documented anxiety disorders or medically necessary procedures. Medical insurance may provide additional coverage in some cases. Benefits are verified in advance.
What payment methods are accepted?
ADSC accepts cash, personal checks, all major credit cards (Visa, MasterCard, American Express, Discover), and third-party financing through CareCredit and Cherry.
Can I use my HSA or FSA for dental treatment?
Yes. Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) can be used for dental procedures performed at ADSC. Debit cards linked to these accounts are accepted at the front desk.
Is orthodontic treatment covered by insurance?
Many dental plans include an orthodontic benefit, typically with a lifetime maximum (commonly $1,000 to $2,000). Coverage may apply to children under 18, while adult orthodontic coverage is less common. The billing team verifies your specific orthodontic benefits.
Who do I contact about a billing question?
Call (503) 822-0096 and ask for the billing department. The team can explain charges, review claim status, discuss payment options, and resolve discrepancies.
Get a Clear Cost Estimate — Schedule a Consultation
Call our Beaverton office or request an appointment online. We look forward to helping you.
Clinically Reviewed by Dr. Merat Ostovar, DMD
Doctor of Dental Medicine | Implant & Specialty Dentistry | 15+ Years Experience
Aloha Dental Specialty Center — Serving Aloha, Beaverton, Hillsboro & Greater Portland
Last updated: March 15, 2026